Keep it affordable

Financial assistance is available for online classes, and many employers also have tuition reimbursement programs. More than 99 percent of LaGrange students receive some form of financial assistance, and the college awards over $26 million in total financial aid annually.

To close any gap between what you and your family can contribute and the actual cost of attending, your financial aid package may include a variety of federal need-based and non-need-based grants, loans and student employment options.

Undergraduate Tuition:
Undergraduate $615 per semester hour

Refund policy:
A tuition refund during drop/add will be 100 percent.
After drop/add, a refund will be based upon the number of days of class
attendance and prorated accordingly.

Explore aid options

In addition the grant and loan options below, Federal Work-Study provides employment opportunities for undergraduate and graduate students with demonstrated financial need to help defray educational expenses. Jobs are available on campus and off campus in community-service organizations. Students earn at least the federal minimum wage and are paid monthly.

LaGrange College Work Aid is an institutional employment program that provides students with opportunities to earn additional money for school through employment in on-campus departments and off campus in community-service activities. Although a non-need-based program, first priority is given to students with financial need. Students earn at least the federal minimum wage and are paid monthly.

The U.S. Government provides need-based grants, loans and student employment programs to eligible U.S. citizens or eligible non-citizens to help defray the cost of attending college. These programs require that the applicant complete a Free Application for Federal Student Aid (FAFSA) to determine eligibility for each program.

Federal Pell Grant is a need-based, federal grant awarded to undergraduate students pursuing their first bachelor's degree. The student's Expected Family Contribution, Cost of Attendance and enrollment status determines the Pell award. Students enrolled less than full-time may qualify for a reduced amount Pell Grant. The lifetime Pell Grant limit is six years or the attainment of a bachelor's degree.

Iraq and Afghanistan Service Grant is a federal grant awarded to undergraduate students who are not Pell-eligible whose parent or guardian died as a result of military service in Iraq or Afghanistan after 9/11. The student must have been under the age of 24 or enrolled at least part-time at the time of the parent’s or guardian’s death.

Federal Supplemental Educational Opportunity Grant is a need-based, federal grant awarded to undergraduate students with exceptional financial need. Priority is given to Pell Grant eligible students with the lowest EFC. Available funding in this program is limited so completing the FAFSA early is recommended.

Teacher Education Assistance for College and Higher Education (TEACH Grant) is a federal, non-need-based grant available to undergraduate and graduate students who are pursuing careers in teaching. TEACH Grant recipients must sign an Agreement to Serve contract agreeing to teach four complete academic years within eight years of completing their degree as a highly qualified teacher in a high-need field for a school system serving low-income families. Recipients may receive $4,000 annually for a total of $16,000 for undergraduate study and $8,000 for graduate study. TEACH Grant recipients who fail to complete their service obligation will have all the funds received converted to an Unsubsidized Federal Direct Loan. For information on TEACH Grant, click here.

Federal Subsidized Direct Loan is a repayable loan awarded on the basis of financial need. The Federal government pays any accrued interest on the loan while the student is enrolled in school, during the grace period or during authorized periods of deferment. The current interest rate on subsidized loans is 4.29%. Undergraduate students may borrow annually a combination of subsidized and unsubsidized loans not to exceed $3,500 as a freshman; $4,500 as a sophomore; $5,500 as a junior or senior. Effective 7/1/2012, graduate students are no longer eligible for subsidized loans.

Federal Unsubsidized Direct Loan is not awarded on the basis of financial need. Any student regardless of income may participate in this loan program. However, interest does accrue from the date of disbursement until the loan is paid in full. The current interest rate on unsubsidized loans is 4.29% for undergraduate students and 5.84% for graduate students. The borrower has the options of paying the accrued interest or having the interest capitalized. Undergraduate students may borrow annually a combination of subsidized and unsubsidized loans not to exceed $3,500 as a freshman; $4,500 as a sophomore; and $5,500 as a junior or senior. Graduate students may borrow $20,500 annually.

Federal Direct Parent Loan for Undergraduate Students (PLUS) is available to the parents of a dependent student to defray remaining educational expenses after all other financial aid resources are exhausted. Eligible applicants may borrow up to the cost of attendance less other financial aid. The current interest rate is 6.84% and will not exceed 9%. Unlike the Federal Stafford Loan program, PLUS borrowers must be credit worthy to qualify for this loan and repayment begins within 60 days of the loan disbursement. Parents can apply online at www.studentloans.gov.

Federal Direct Graduate PLUS Loan is available for graduate students who need to borrow funds beyond the federal direct subsidized and unsubsidized loan limits. The Graduate PLUS Loan will have a fixed 7.9 percent interest rate, a 4.0 percent origination fee deducted at disbursement, and all other federal direct loan criteria. No annual or aggregate borrowing limits are imposed, other than cost of attendance less other financial aid received.

Private/Alternative Educational Loans

Private (Alternative) Loans are non-federal educational loans through private lenders. Unlike Federal Direct Loans, private alternative loans require the applicant be credit-worthy or have a credit-worthy co-signor. We advise that this loan option be used as a last resort after all federal loan options, including a Parent PLUS Loan, if a dependent student, have been exhausted. The interest rate, repayment fees and terms are more favorable under the Federal Direct Loans. If after exploring all financial aid options you find that you must apply for a private alternative loan, research different lenders before selecting one. We recommend that you compare the lenders' loan products, interest rates, and repayment plans before applying for a private alternative loan.

LaGrange College does not endorse or promote any lenders that offer private alternative loans. However, we provide a Private Educational Loan List of lenders from whom our students have borrowed over the past five years as a courtesy. This list is not intended to endorse any one lender or to serve as a preferred lender list.

Student Access Loan (SAL) is a need-based, State of Georgia, low-interest loan program that assists undergraduate Georgia residents who are U.S. citizens or eligible non-citizens in meeting the gap in their educational costs. Funding in this program is limited, and applications are selected through a lottery after the application period expires. Selected applicants may borrow up to $8,000 annually. Interest rates range from 1% to 8% depending on the length of time it takes the applicant to complete his/her degree program. For more information on the Student Access Loan, please visit www.gafutures.org.